Meet the first-of-its-kind wealth manager created for doctors. Start optimizing your wealth potential with someone who gets you. You’ve earned it.
We pair you with a dedicated Earned Advisor who is focused on wealth creation for doctors. Your advisor will apply our Doctor Wealth Playbook to rapidly identify ways to increase your wealth potential and help you achieve your goals.
Partner with your Advisor to assess your financial health across investing, tax planning, insurance, income and debt management, and trust and estate. Our three month engagement will culminate in a financial plan that we'll deliver and you'll execute on.
Our Doctor Wealth Playbook is a proprietary process that we use to identify, prioritize, and action wealth creation opportunities for our doctor clients. Over your first 12 months with Earned, we'll do the heavy lifting to unearth opportunities to maximize your wealth potential and help achieve your goals.
Your dedicated Earned Advisor will develop a custom plan that becomes a roadmap from where you are today to where you want to be. Trust that you are getting the best advice – your dedicated Advisor is a fiduciary (they are not paid on commission for anything recommended to you), Certified Financial Planner™ professional, and has the power of modern tax-smart technology behind them.
Map your sources of income and identify your career and personal goals.
Calculate your current net worth, inclusive of student loans, practice ownership, and real estate
Identify key value generation areas
Earned’s investment philosophy focuses first on your financial goals as a doctor, then creates personalized strategies factoring in your preferences, financial and tax circumstances, income, personal balance sheet, goals and aspirations.
Tax-smart investment strategies powered by advanced technology
Direct indexing and ESG capabilities for personalized portfolio solutions
Private equity, private credit, and private real estate for accredited investors and qualified purchasers
By taking a holistic view of tax planning in conjunction with investment strategies, Earned can identify ways you may not have considered to help lower your tax bill, generating tax savings that further fund your financial goals.
Minimize your tax burden with smart deductions
Get tax-smart investing strategies tailored to you
Receive professional advice year-round
Earned will arm you with the data and tools you need to navigate your most important career decisions. From evaluating multiple job offers, to considering taking on a side gig, to the preparation needed to buy into or sell a practice - once you decide, we’ll work with you to optimize your financial life around that decision.
Understand the tradeoffs of being an employee versus a practice owner
Understand the benefits and drawbacks of taking on 1099 income such as locums tenens or telehealth
Assess the financial implications of a career change, including selling your practice
Constructing an optimal insurance strategy - that balances employer coverage with premium costs and your overall risk - is essential to financial security and your peace of mind. We’ve got you covered.
Determine if you are adequately managing your financial risks with an Earned insurance review
Protect your income with the right life and disability insurance for doctors
Protect your assets with quality, cost-effective property and casualty insurance
At Earned, we develop personalized debt management strategies to help you avoid the pitfalls of debt and capitalize on its smart uses to help realize the financial outcomes you deserve.
Get personalized advice on optimizing your debt management strategy
Learn about debt forgiveness programs for doctors
Determine how to prioritize debt repayment while funding other financial goals
At Earned, we understand the importance of connecting your financial goals and decisions to your trust and estate plan - making sure your assets are distributed according to your wishes. We’ll review and visualize your current estate plan, making it easy to understand, and ensuring it’s connected to your financial goals and most up-to-date view of your assets.
Receive a detailed, personalized picture of your estate plan
See the impact of your estate plan in a clear, easy-to-understand format
Determine if changes are needed to your estate plan to match your wishes
Residency
Retirement
Our Intelligent Advice Engine™ allows our advisors to deliver robust, precisely-tailored financial advice while they work to systematically optimize outcomes. In our client portal, you will have transparency on what Earned is working on your behalf, and be able to seamlessly reach your dedicated advisor on your schedule.
Through the Earned Wealth App, you will be able to manage your net worth all in one spot, manage your budget, track subscriptions and more!
CEO, Earned
Testimonials provided by current clients. Clients are not compensated for providing testimonials.