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The 4 percent rule is nearly universally pervasive throughout the personal finance space. But it’s something that I’ve actually never written a post about. My goal here is to explain the 4% rule and its origins while also examining if the rule still holds up. Especially for doctors. Lastly, I’ll share what I’m doing about the 4% rule as a result.

A longtime partner and client of Earned, Dr. Frey initially took a DIY approach to investing. But as his financial needs grew more complex, he turned to Earned for additional financial guidance. Now, as a guest contributor and webinar speaker, he shares his journey and strategies to help fellow doctors achieve financial empowerment.

As dental professionals, we take pride in providing high-quality care to our patients. Our work requires precision, compassion, and unwavering focus. But the demands of the job can also take a toll and potentially lead to burnout — a state of emotional, physical, and mental exhaustion caused by prolonged, intense stress. Left unaddressed, burnout can impact not only our own well-being but also our ability to provide the best care for our patients. Recognizing the signs and taking proactive steps to manage stress is essential for a long and fulfilling career.