Your Advisor will start by designing your personalized strategy that aligns with your financial plan

In your plan, your Advisor will recommend your optimal portfolio allocation (across taxable accounts, tax-deferred accounts, and tax-free accounts) including custom indexing and private investments

Your advisor will help prioritize opportunities for your portfolio based on tax-savings impact of Earned’s systematic, technology-enabled tax loss harvesting and other strategies

You’ll meet with your Advisor to review your investment plan before we implement the strategy on your behalf

Moving forward, we will review your daily drift and tax opportunities and will provide you easy access to performance and tax savings reporting through our client portal

We make opening an account simple and easy. Start by scheduling a meeting to speak with an Earned team member. From there, our wealth management agreement can be digitally signed to initiate the transition of your assets to Earned to manage. Our advisory team handles all of the details of this process for you (including open accounts on behalf of clients), making the experience of moving your accounts to Earned hassle free.

Your assets are custodied at Fidelity and protected by SIPC. As one of the nation’s largest institutional custodians, Fidelity oversees $4 trillion in assets under administration. Fidelity’s financial stability, its compliance with industry regulations, and its insurance protection via the Securities Investor Protection Corporation (SIPC) all serve to help safeguard your investments.

Despite the wide-spread adoption of mutual funds and ETFs, we believe qualifying doctors should consider adding custom indexing to their investment mix to enhance tax efficiency and portfolio customization. Custom indexing is an innovative portfolio strategy that uses optimization technology to select stocks that track the risk and return profile of a specific index such as the S&P 500 Index. With custom indexing, doctors can directly own all—or a subset of the underlying securities—of an index. This modern, tech-enabled approach allows for better personalization of portfolios designed to meet the unique financial needs of doctors like you.

Yes, we manage doctor's workplace retirement accounts, including assets held in 401(k) and 403(b) retirement plans. Using a secure technology interface that integrates seamlessly into retirement plan systems, our advisors can manage, trade, and report on assets held in your workplace retirement accounts. The benefit of professional investment management can be substantial, helping doctors like you confidently reach your retirement goals.

Earned has designed a state-of-the-art client portal that allows you to keep a finger on the pulse of your Earned managed investment performance. Maintain a current view of your portfolio performance, run a tax savings report for eligible accounts, and view your account’s full transaction summary, asset class breakdown, and more all from your mobile device or desktop.